Overview
FTUK has been running since 2021 and now sells three things: a pay-after-you-pass Flex challenge, instant forex accounts, and instant futures sims. Forex accounts trade on MT5, TradeLocker or Match-Trader. It suits traders who want a cheap start and like taking profits whenever they're ready.
How the evaluation works
Flex Challenge: $9 to start, with an activation fee from $56 (5K) to $1,200 (200K) due only after you pass. One phase with a 4% target, a 5% daily limit and a 6% drawdown that trails your highest closing balance, then locks at the starting balance.
Instant Funding: no evaluation. The same 5% daily and 6% trailing drawdown, priced from $109 for 5K.
Instant Sim Funding (futures): 25K to 150K on FTUK XT, with an end-of-day trailing drawdown and a daily loss limit that locks you out for the day.
Rules worth knowing
News trading is allowed and stop-losses aren't required on forex accounts.
A consistency rule applies before payouts: your best day can't exceed 20% of profit at the first levels.
The account protector caps floating loss on open trades at 2%.
Copying trades between two FTUK accounts isn't allowed, and EAs are limited to risk management.
Futures accounts must be flat overnight and over the weekend.
Fees aren't refundable.
Getting paid
Forex payouts are on demand once you're in profit, flat and inside the consistency rule. Flex splits start at 60% and Instant at 65%, rising to 90% as you scale. Futures sims pay 90% after five winning days and a 6% payout target. Payouts above $500 go through Rise, smaller ones in USDT or USDC.
At a glance
- Platforms
- MetaTrader 5, Match-Trader, TradeLocker
- Payouts
- Crypto, Rise
- Founded
- 2021
- Based in
- Utrecht, Netherlands
Good
- Flex challenge starts at $9, the rest is paid only after you pass
- Payouts on demand once you meet the rules
- News trading allowed and no stop-loss requirement
- Forex and futures under one roof
Watch for
- Starting profit splits of 60 to 65% on forex accounts
- Trailing 6% drawdown on Flex and Instant
- Purchases are non-refundable
- Futures accounts must be flat overnight and at weekends
Challenges
Every account FTUK sells. Sort by any column.
| Program | Drawdown | Payouts | |||||||
|---|---|---|---|---|---|---|---|---|---|
| Flex Challenge1-step | $5K | $9 | 4% | 5% | 6% | Relative | 60% | 1 day | On demand |
| Flex Challenge1-step | $50K | $9 | 4% | 5% | 6% | Relative | 60% | 1 day | On demand |
| Flex Challenge1-step | $100K | $9 | 4% | 5% | 6% | Relative | 60% | 1 day | On demand |
| Instant FundingInstant | $5K | $109 | None | 5% | 6% | Relative | 65% | None | On demand |
| Instant FundingInstant | $100K | $1,199 | None | 5% | 6% | Relative | 65% | None | On demand |
| Instant FundingInstant | $200K | $2,220 | None | 5% | 6% | Relative | 65% | None | On demand |
| Instant Sim FundingInstant | $25K | $409 | None | 3% | 4% | End-of-day trailing | 90% | None | On demand |
| Instant Sim FundingInstant | $150K | $979 | None | 2% | 3.5% | End-of-day trailing | 90% | None | On demand |
Trading rules
What the funded account lets you do. Restricted means allowed with conditions; check the firm's terms.
Payouts
How you get paid
- Methods
- Crypto, Rise
- Frequency
- On demand
- First payout
- —
Profit split by program
- Flex Challenge
- up to 60%
- Instant Funding
- up to 65%
- Instant Sim Funding
- up to 90%
What traders say
Scores from the sites traders use, and our summary of what they're saying, checked 6 October 2026.
FTUK has a mostly positive but mixed reputation. It scores 3.9 on Trustpilot from about 770 reviews, the largest pool by far, with most of those reviews five stars. Prop Firm Match lists it as unlisted with a page of community experiences and no score yet, and the Forex Peace Army page carries a smaller set of mostly critical write-ups. A tiny SmartCustomer page sits at 1.3 from two reviews.
What traders like
Payouts that arrive. Many Trustpilot reviewers say they have had several payouts without trouble, some within a day or two of asking.
Responsive support. Support staff and the Discord moderators get frequent praise for quick, helpful replies, including late at night.
Few trading restrictions. Traders like being able to hold over news and weekends, and say the rules are easy to follow.
Cheap entry and discounts. Several mention low challenge prices and good promotions.
Common complaints
Refused payouts. A recurring theme on Forex Peace Army and in low Trustpilot reviews is a payout request answered with a rule-violation notice, sometimes with a replacement account offered instead. FTUK has replied publicly to some of these, citing payouts it says the reviewer already received.
Drawdown and rule disputes. Some traders say drawdown was calculated differently from how they read the rules, or that rules changed after they passed a stage.
Slow payouts during changes. A few say payouts took weeks, one linking the delay to a platform migration.
Hard to reach support when it matters. A minority say they struggled to get a person once a dispute started.
Marketing. One Reddit thread questions whether the firm's Discord praise is organic.
Recently
August 2026: a Forex Peace Army reviewer says a payout on an instant funding account was rejected over a violation found after the request.
September 2026: recent Trustpilot reviews mention a payout delay the risk team later cleared, and praise for Discord support. The overall score has not moved.
Where this comes from
Trustpilot: the main review page.
Forex Peace Army: longer write-ups and disputes.
Prop Firm Match: community experiences while the firm is unlisted.
Myfxbook: trader reviews.
SmartCustomer: two reviews.
Reddit search: trader threads.
Verified reviews
Reviews from traders who've connected an account at FTUK to Chartnaut, so you know they actually traded there. Opening soon.
