Overview
DEGIRO is a low-cost stockbroker for European investors, started in Amsterdam in 2008 and now part of flatexDEGIRO, a German bank listed in Frankfurt. It suits buy-and-hold investors who want cheap access to shares and ETFs on markets around the world, and it serves over 3 million clients in more than a dozen European countries. The bank is supervised by BaFin in Germany, the Dutch branch that trades as DEGIRO is overseen by the AFM and DNB, and DEGIRO B.V. appears on the UK's FCA register.
Accounts and costs
There's no minimum deposit, and no account, custody, inactivity, deposit or withdrawal fees (mutual funds carry a monthly service fee). Commissions are low: about €2 to buy US shares, and ETFs on the Core Selection list only carry a €1 handling fee. Trades in another currency go through Auto FX, which adds 0.25% each way. Margin and securities lending are available, but there's no forex trading and no demo account.
Platforms and markets
You trade on DEGIRO's own web platform and app, with real-time quotes, interactive charts, Analyst Views from LSEG and two-factor login. There's no MetaTrader or TradingView. The range is big: more than 50 exchanges across 30 countries, thousands of ETFs, plus bonds, funds, options, futures, leveraged products and crypto through exchange-traded notes.
Money in and out
Funding is by bank transfer from an account in your name, and Wise, Revolut and PayPal deposits aren't accepted. Some countries, such as Germany and Spain, can use e-wallets. DEGIRO doesn't charge for deposits or withdrawals, withdrawals go back to your bank by transfer only, and they usually arrive in about a day.
Good
- Very low commissions on stocks and ETFs
- Access to more than 50 exchanges in 30 countries
- No minimum deposit and no account, inactivity or withdrawal fees
- Part of flatexDEGIRO, a listed German bank regulated by BaFin
- Options and futures as well as shares and ETFs
Watch for
- Only for residents of certain European countries
- No demo account
- Bank transfer is the only way to withdraw
- No MetaTrader, TradingView or forex trading
- Auto FX fee on trades in foreign currencies
Accounts and costs
What each account needs to open and what you pay to trade on it.
| Account | Min deposit | Pricing | Max leverage |
|---|---|---|---|
| Investment account | None | About €2 per US stock trade, €1 handling fee on Core Selection ETFs, 0.25% Auto FX charge on foreign-currency trades | — |
Regulation
Which entity holds which licence. Your protection depends on the entity you open an account with.
Platforms and markets
Platforms
Markets
Deposits and withdrawals
- Methods
- Bank transfer
- Minimum deposit
- None
What traders say
Scores from the sites traders use, and our summary of what they're saying, checked 6 October 2026.
DEGIRO's review footprint is thinner than its size suggests. Its UK Trustpilot page has about 770 reviews, but our evidence does not show the score. G2 has 12 user reviews, also without a visible score, and a tiny Reviews.io page for degiro.fr sits at 1.0 from 9 reviews, most of them fund-recovery spam rather than customer reviews. The fullest picture comes from Reddit, where European ETF investors discuss the broker at length: generally content with the cost and simplicity, less happy about fee rises and a dated platform.
What traders like
Low cost for buy-and-hold. The main reason people choose DEGIRO, especially for regular ETF purchases.
Simple, clean platform. Several Reddit and G2 users find the web and mobile apps easy to use, and Trustpilot replies point to praise for order execution.
A real broker. Some value that it is a regulated European broker owned by a listed German bank, rather than an app-first newcomer.
Responsive support. A few say it is easier to reach a person than at some rivals.
Common complaints
Fees creeping up. Several long-time users on r/DEGIRO say commissions on some exchanges have risen enough that it is no longer the cheap option, and some have moved to Interactive Brokers or Trade Republic.
A dated platform. Some say the app has barely changed in years and lacks portfolio analysis tools.
Slow withdrawals and transfers, for a minority. A few Reddit posters describe withdrawals that took weeks or, in one case, months, and portfolio transfers out that dragged well past the stated six weeks. Others reply that theirs arrive in a day or two.
Transfer-out fees. Reviewers and Curvo point to a per-line charge for moving holdings to another broker.
Product limits. Some say ETFs are blocked when the key information document is not in their own language, and US options are unavailable.
Recently
No dated customer reviews from the last 90 days stand out in our evidence.
Where this comes from
Trustpilot (UK): the UK review page, merged from older profiles.
G2: a small set of user reviews.
Reviews.io (degiro.fr): a tiny, spam-heavy page.
Forex Peace Army: a stock broker page with little activity.
r/DEGIRO: the unofficial user subreddit, plus threads on r/eupersonalfinance.
Verified reviews
Reviews from traders who've connected an account at DEGIRO to Chartnaut, so you know they actually traded there. Opening soon.